Franklin (Sacramento), CA
Franklin (Sacramento), CA's wildfire risk, in USFS's own numbers
Franklin (Sacramento) sits at the 86th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 178 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Franklin (Sacramento)'s burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
Where Franklin (Sacramento)'s buildings actually sit
USFS classifies 90.5% of Franklin (Sacramento)'s buildings as Direct exposure, higher than its 9.6% Indirect share and far above its 0% Minimal share — a profile where 161 structures sit close enough to vegetation that lot clearing matters most.
Franklin (Sacramento) against the rest of the country
Franklin (Sacramento)'s 86th national percentile looks worse in isolation than its 52nd ranking inside California does — this place is on the milder end for its own state, by 34 points. Among the 31,521 US communities USFS scores, Franklin (Sacramento) ranks 4,463 for wildfire risk (1 is highest) and 25,702 by building count (1 is largest). Within California alone, it ranks 756 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Franklin (Sacramento) and the insurance market
Franklin (Sacramento)'s 86th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Franklin (Sacramento)'s 90.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 178 counted buildings into the percentiles shown above for Franklin (Sacramento). For more on what direct exposure implies beyond Franklin (Sacramento), see the exposure-zones guide.