Franklin, OH
How exposed is Franklin to wildfire?
Franklin sits at the 19th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 5,086 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Franklin at the 21st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Franklin's buildings actually sit
USFS classifies 85.6% of Franklin's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 14.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 5,086 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Franklin against the rest of the country
Compare Franklin's two percentiles: 50th within Ohio, only 19th nationally — a gap of 30 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Franklin ranks 25,473 for wildfire risk (1 is highest) and 3,389 by building count (1 is largest). Within Ohio alone, it ranks 636 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Franklin and the insurance market
At the 19th national percentile, Franklin rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Franklin's 85.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Franklin's figures come from
Every one of the two percentiles behind Franklin's 25,473-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Franklin's dominant minimal exposure actually means, with real examples from across the dataset.