Franklin, NH
How exposed is Franklin to wildfire?
USFS's Wildfire Risk to Communities model puts Franklin at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 3,866 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Franklin's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
What "at risk" means for the buildings here
3,866 buildings are counted in Franklin, and 52.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0.7% rated Minimal.
Where Franklin ranks
Franklin's 42nd-percentile standing inside New Hampshire outpaces its 17th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Franklin ranks 26,256 for wildfire risk (1 is highest) and 4,370 by building count (1 is largest). Within New Hampshire alone, it ranks 59 of 100 places by risk. See the full county-by-county picture for New Hampshire on its state page.
Shopping for coverage in Franklin
Franklin's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Franklin
Because Direct exposure dominates in Franklin (52.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,866 counted buildings into the percentiles shown above for Franklin. For more on what direct exposure implies beyond Franklin, see the exposure-zones guide.