Franklin, MO
Franklin wildfire risk explained
Franklin sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 93 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Franklin at the 51st percentile, close to its 49th-percentile risk score.
Franklin's building exposure, zone by zone
Most of Franklin's buildings (62.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Franklin against the rest of the country
Franklin ranks lower within Missouri (31st percentile statewide) than its 49th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Franklin ranks 16,071 for wildfire risk (1 is highest) and 29,358 by building count (1 is largest). Within Missouri alone, it ranks 734 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Franklin and the insurance market
Franklin's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Franklin
Franklin's 62.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 93 counted buildings into the percentiles shown above for Franklin. For more on what indirect exposure implies beyond Franklin, see the exposure-zones guide.