Franklin, IN
Franklin wildfire risk explained
Franklin's 9,985 buildings earn a 4th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Franklin's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Where Franklin's buildings actually sit
USFS classifies 90.7% of Franklin's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 9.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 9,985 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Franklin against the rest of the country
Within Indiana, Franklin ranks higher (32nd percentile) than it does nationally (4th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Franklin ranks 30,129 for wildfire risk (1 is highest) and 1,617 by building count (1 is largest). Within Indiana alone, it ranks 658 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Franklin
At the 4th national percentile, Franklin rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Franklin
Franklin's 90.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Franklin's figures come from
The methodology guide shows exactly how USFS turned 9,985 counted buildings into the percentiles shown above for Franklin. The exposure-zones guide covers what Franklin's dominant minimal exposure actually means, with real examples from across the dataset.