Franklin Grove, IL
How exposed is Franklin Grove to wildfire?
Franklin Grove's 544 buildings earn a 8th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Franklin Grove's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
Where Franklin Grove's buildings actually sit
Most of Franklin Grove's buildings (88.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Franklin Grove compares
Within Illinois, Franklin Grove ranks higher (38th percentile) than it does nationally (8th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Franklin Grove ranks 28,986 for wildfire risk (1 is highest) and 16,652 by building count (1 is largest). Within Illinois alone, it ranks 899 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Franklin Grove's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Franklin Grove
Because 88.8% of Franklin Grove's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Franklin Grove's 8th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Franklin Grove, see the exposure-zones guide.