Franklin Farm, VA
Franklin Farm wildfire risk explained
USFS's Wildfire Risk to Communities model puts Franklin Farm at the 15th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 5,823 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Franklin Farm at the 15th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
47.2% of Franklin Farm's 5,823 buildings sit in USFS's Minimal exposure zone, with only 41.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 5,823 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Franklin Farm ranks
Franklin Farm's risk sits at a similar level relative to Virginia (5th percentile statewide) as it does nationally (15th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Franklin Farm ranks 26,869 for wildfire risk (1 is highest) and 2,960 by building count (1 is largest). Within Virginia alone, it ranks 644 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
At the 15th national percentile, Franklin Farm rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Franklin Farm's 47.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Franklin Farm's figures come from
Franklin Farm's 15th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Franklin Farm's dominant minimal exposure actually means, with real examples from across the dataset.