Franklin Center, NJ
How exposed is Franklin Center to wildfire?
Out of every US place USFS scores, Franklin Center lands at the 25th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,390 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Franklin Center at the 26th percentile, close to its 25th-percentile risk score.
Where Franklin Center's buildings actually sit
Only 24.6% of Franklin Center's 2,390 buildings carry Direct exposure and 0% carry Indirect; the remaining 75.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Franklin Center against the rest of the country
Franklin Center's risk sits at a similar level relative to New Jersey (16th percentile statewide) as it does nationally (25th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Franklin Center ranks 23,642 for wildfire risk (1 is highest) and 6,530 by building count (1 is largest). Within New Jersey alone, it ranks 590 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Franklin Center
Franklin Center's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 75.4% of Franklin Center outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Franklin Center's figures come from
Every one of the two percentiles behind Franklin Center's 23,642-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Franklin Center's dominant minimal exposure actually means, with real examples from across the dataset.