Frankfort, MI
How exposed is Frankfort to wildfire?
Frankfort's 1,056 buildings earn a 18th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Frankfort at the 18th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Frankfort's buildings (74.9%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Frankfort against the rest of the country
Frankfort's 61st-percentile standing inside Michigan outpaces its 18th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Frankfort ranks 25,845 for wildfire risk (1 is highest) and 11,556 by building count (1 is largest). Within Michigan alone, it ranks 290 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Frankfort's low wildfire rating (18th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Frankfort
Because 74.9% of Frankfort's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Frankfort's figures come from
The methodology guide shows exactly how USFS turned 1,056 counted buildings into the percentiles shown above for Frankfort. The exposure-zones guide covers what Frankfort's dominant indirect exposure actually means, with real examples from across the dataset.