Frankfort, KY
Frankfort wildfire risk explained
USFS scores Frankfort at the 17th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 11,868 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Frankfort at the 20th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
64.4% of Frankfort's 11,868 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 23.2% Direct and 12.5% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 11,868 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Frankfort compares
Frankfort scores 17th nationally and 29th within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Frankfort ranks 26,027 for wildfire risk (1 is highest) and 1,316 by building count (1 is largest). Within Kentucky alone, it ranks 394 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Frankfort
Frankfort's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Frankfort
Frankfort's 64.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Frankfort's 26,027-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Frankfort, see the exposure-zones guide.