Frankfort, IL
Frankfort wildfire risk explained
Frankfort sits at the 29th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 7,067 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Frankfort at the 30th percentile, close to its 29th-percentile risk score.
Where Frankfort's buildings actually sit
Only 5.8% of Frankfort's 7,067 buildings carry Direct exposure and 0% carry Indirect; the remaining 94.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 7,067 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Frankfort compares
Within Illinois, Frankfort ranks higher (78th percentile) than it does nationally (29th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Frankfort ranks 22,462 for wildfire risk (1 is highest) and 2,424 by building count (1 is largest). Within Illinois alone, it ranks 323 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 29th national percentile, Frankfort rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 94.2% of buildings rated Minimal exposure, Frankfort gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Frankfort's figures come from
Every one of the two percentiles behind Frankfort's 22,462-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Frankfort's dominant minimal exposure actually means, with real examples from across the dataset.