Frankford, DE
Frankford wildfire risk explained
Frankford's 431 buildings earn a 40th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Frankford at the 38th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Frankford's building exposure, zone by zone
Direct exposure dominates in Frankford: 52.7% of its 431 buildings, versus 39.2% Indirect and 8.1% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Frankford compares
Frankford scores 40th nationally and 45th within Delaware — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Frankford ranks 19,057 for wildfire risk (1 is highest) and 18,620 by building count (1 is largest). Within Delaware alone, it ranks 44 of 79 places by risk. See the full county-by-county picture for Delaware on its state page.
Frankford and the insurance market
Frankford's moderate wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Frankford (52.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Frankford's figures come from
The methodology guide shows exactly how USFS turned 431 counted buildings into the percentiles shown above for Frankford. The exposure-zones guide covers what Frankford's dominant direct exposure actually means, with real examples from across the dataset.