Frank, WV
Frank wildfire risk explained
USFS's Wildfire Risk to Communities model puts Frank at the 47th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 80 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Frank at the 47th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Frank's 80 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Frank compares
There's little gap between Frank's 47th national percentile and its 33rd percentile inside West Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Frank ranks 16,626 for wildfire risk (1 is highest) and 29,904 by building count (1 is largest). Within West Virginia alone, it ranks 286 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Shopping for coverage in Frank
Frank's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 100% of Frank in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Frank's 47th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Frank, see the exposure-zones guide.