Francisco, IN
Francisco, IN's wildfire risk, in USFS's own numbers
Francisco's 434 buildings earn a 6th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Francisco at the 6th percentile, close to its 6th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 60.1% of Francisco's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 39.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Francisco ranks
Compare Francisco's two percentiles: 39th within Indiana, only 6th nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Francisco ranks 29,716 for wildfire risk (1 is highest) and 18,560 by building count (1 is largest). Within Indiana alone, it ranks 583 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 6th national percentile, Francisco rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Francisco
Francisco's 60.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Francisco's figures come from
The methodology guide shows exactly how USFS turned 434 counted buildings into the percentiles shown above for Francisco. The exposure-zones guide covers what Francisco's dominant minimal exposure actually means, with real examples from across the dataset.