Francesville, IN
How exposed is Francesville to wildfire?
Francesville sits at the 0th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 552 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Francesville at the 0th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 9.1% of Francesville's 552 buildings carry Direct exposure and 0% carry Indirect; the remaining 90.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Francesville against the rest of the country
Francesville scores 0th nationally and 1st within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Francesville ranks 31,490 for wildfire risk (1 is highest) and 16,538 by building count (1 is largest). Within Indiana alone, it ranks 960 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Francesville's low wildfire rating (0th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 90.9% of buildings rated Minimal exposure, Francesville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Francesville's 31,490-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Francesville, see the exposure-zones guide.