Francestown, NH
Francestown wildfire risk explained
USFS's Wildfire Risk to Communities model puts Francestown at the 20th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 140 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Francestown at the 20th percentile, close to its 20th-percentile risk score.
Where Francestown's buildings actually sit
Of Francestown's 140 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Francestown ranks
Within New Hampshire, Francestown ranks higher (67th percentile) than it does nationally (20th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Francestown ranks 25,189 for wildfire risk (1 is highest) and 27,291 by building count (1 is largest). Within New Hampshire alone, it ranks 34 of 100 places by risk. See the full county-by-county picture for New Hampshire on its state page.
What this risk score means for insurance
Francestown's moderate wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 100% of Francestown in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Francestown's figures come from
Every one of the two percentiles behind Francestown's 25,189-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Francestown's dominant direct exposure actually means, with real examples from across the dataset.