Foyil, OK
How exposed is Foyil to wildfire?
USFS's Wildfire Risk to Communities model puts Foyil at the 81st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 301 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Foyil's burn probability — fire likelihood with no building count factored in — sits at the 83rd percentile nationally.
Foyil's building exposure, zone by zone
USFS classifies 72.4% of Foyil's buildings as Direct exposure, higher than its 27.6% Indirect share and far above its 0% Minimal share — a profile where 218 structures sit close enough to vegetation that lot clearing matters most.
Where Foyil ranks
Foyil ranks lower within Oklahoma (23rd percentile statewide) than its 81st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Foyil ranks 5,966 for wildfire risk (1 is highest) and 21,612 by building count (1 is largest). Within Oklahoma alone, it ranks 646 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Foyil and the insurance market
At the 81st percentile nationally, Foyil carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Foyil's 72.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Foyil's figures come from
Foyil's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Foyil's dominant direct exposure actually means, with real examples from across the dataset.