Fox Lake, WI
Fox Lake wildfire risk explained
Fox Lake sits at the 36th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 836 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fox Lake's burn probability — fire likelihood with no building count factored in — sits at the 36th percentile nationally.
Fox Lake's building exposure, zone by zone
Only 11.8% of Fox Lake's 836 buildings carry Direct exposure and 42.5% carry Indirect; the remaining 45.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Fox Lake compares
Within Wisconsin, Fox Lake ranks higher (84th percentile) than it does nationally (36th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Fox Lake ranks 20,252 for wildfire risk (1 is highest) and 13,297 by building count (1 is largest). Within Wisconsin alone, it ranks 129 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Fox Lake
Fox Lake's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Fox Lake
Even with 45.7% of Fox Lake outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Fox Lake's figures come from
Fox Lake's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fox Lake's dominant minimal exposure actually means, with real examples from across the dataset.