Fox, AR
Fox wildfire risk explained
Fox sits at the 86th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 220 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fox at the 88th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Fox's building exposure, zone by zone
220 buildings are counted in Fox, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Fox against the rest of the country
There's little gap between Fox's 86th national percentile and its 95th percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Fox ranks 4,307 for wildfire risk (1 is highest) and 24,107 by building count (1 is largest). Within Arkansas alone, it ranks 34 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Fox and the insurance market
Fox's 86th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Fox (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Fox's figures come from
Fox's 86th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fox's dominant direct exposure actually means, with real examples from across the dataset.