Fowlkes, TN
Fowlkes wildfire risk explained
Fowlkes's 568 buildings earn a 25th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fowlkes at the 25th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Fowlkes's 568 counted buildings, 61.6% carry Direct exposure and only 38.4% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Fowlkes compares
Fowlkes's 25th national percentile looks worse in isolation than its 9th ranking inside Tennessee does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Fowlkes ranks 23,774 for wildfire risk (1 is highest) and 16,288 by building count (1 is largest). Within Tennessee alone, it ranks 457 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Fowlkes and the insurance market
At the 25th national percentile, Fowlkes rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Fowlkes
Fowlkes's 61.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Fowlkes's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Fowlkes, see the exposure-zones guide.