Fowler, IL
Fowler, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Fowler at the 26th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 136 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fowler at the 26th percentile, close to its 26th-percentile risk score.
Fowler's building exposure, zone by zone
Fowler rates 94.1% Minimal exposure against just 5.9% Direct and 0% Indirect — of 136 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Fowler compares
Within Illinois, Fowler ranks higher (74th percentile) than it does nationally (26th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Fowler ranks 23,221 for wildfire risk (1 is highest) and 27,433 by building count (1 is largest). Within Illinois alone, it ranks 378 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 26th national percentile, Fowler rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Fowler
Even with 94.1% of Fowler outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Fowler's 26th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Fowler, see the exposure-zones guide.