Four Corners, FL
Four Corners, FL's wildfire risk, in USFS's own numbers
Four Corners's 25,973 buildings earn a 90th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Four Corners at the 91st percentile, close to its 90th-percentile risk score.
What "at risk" means for the buildings here
25,973 buildings are counted in Four Corners, and 79.2% of them are Indirect exposure — ember-driven risk rather than the 20.6% in Direct exposure or the 0.2% rated Minimal. At 25,973 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Four Corners compares
Four Corners's risk sits at a similar level relative to Florida (81st percentile statewide) as it does nationally (90th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Four Corners ranks 3,209 for wildfire risk (1 is highest) and 480 by building count (1 is largest). Within Florida alone, it ranks 183 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Four Corners's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Four Corners
Four Corners's 79.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Four Corners's figures come from
Every one of the two percentiles behind Four Corners's 3,209-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Four Corners's dominant indirect exposure actually means, with real examples from across the dataset.