Fountainhead-Orchard Hills, MD
Fountainhead-Orchard Hills wildfire risk explained
Fountainhead-Orchard Hills sits at the 9th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,583 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fountainhead-Orchard Hills's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
Where Fountainhead-Orchard Hills's buildings actually sit
Fountainhead-Orchard Hills rates 81.3% Minimal exposure against just 18.7% Direct and 0% Indirect — of 2,583 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Fountainhead-Orchard Hills compares
Fountainhead-Orchard Hills scores 9th nationally and 3rd within Maryland — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fountainhead-Orchard Hills ranks 28,590 for wildfire risk (1 is highest) and 6,131 by building count (1 is largest). Within Maryland alone, it ranks 509 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Fountainhead-Orchard Hills and the insurance market
At the 9th national percentile, Fountainhead-Orchard Hills rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 81.3% of buildings rated Minimal exposure, Fountainhead-Orchard Hills gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Fountainhead-Orchard Hills's figures come from
The methodology guide shows exactly how USFS turned 2,583 counted buildings into the percentiles shown above for Fountainhead-Orchard Hills. The exposure-zones guide covers what Fountainhead-Orchard Hills's dominant minimal exposure actually means, with real examples from across the dataset.