Fountain, CO
How exposed is Fountain to wildfire?
Fountain's 9,838 buildings earn a 91st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fountain at the 92nd percentile, close to its 91st-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Fountain (52.6% of 9,838 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 18.9% sit in the Direct zone. At 9,838 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Fountain ranks
Fountain's risk sits at a similar level relative to Colorado (76th percentile statewide) as it does nationally (91st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fountain ranks 2,767 for wildfire risk (1 is highest) and 1,645 by building count (1 is largest). Within Colorado alone, it ranks 111 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Fountain's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Fountain (52.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Fountain's 2,767-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Fountain, see the exposure-zones guide.