Fountain City, IN
Fountain City wildfire risk explained
Fountain City's 415 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fountain City at the 5th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Fountain City's buildings actually sit
USFS classifies 88.9% of Fountain City's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 11.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Fountain City compares
Compare Fountain City's two percentiles: 36th within Indiana, only 5th nationally — a gap of 31 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fountain City ranks 29,901 for wildfire risk (1 is highest) and 18,922 by building count (1 is largest). Within Indiana alone, it ranks 614 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Fountain City's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Fountain City
With 88.9% of buildings rated Minimal exposure, Fountain City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Fountain City's figures come from
The methodology guide shows exactly how USFS turned 415 counted buildings into the percentiles shown above for Fountain City. The exposure-zones guide covers what Fountain City's dominant minimal exposure actually means, with real examples from across the dataset.