Foster, IN
Foster, IN's wildfire risk, in USFS's own numbers
USFS scores Foster at the 6th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 92 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Foster at the 6th percentile, close to its 6th-percentile risk score.
Foster's building exposure, zone by zone
92 buildings are counted in Foster, and 71.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 28.3% rated Minimal.
Where Foster ranks
Within Indiana, Foster ranks higher (40th percentile) than it does nationally (6th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Foster ranks 29,715 for wildfire risk (1 is highest) and 29,393 by building count (1 is largest). Within Indiana alone, it ranks 582 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 6th national percentile, Foster rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Foster
With 71.7% of Foster in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Foster's figures come from
Every one of the two percentiles behind Foster's 29,715-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Foster's dominant direct exposure actually means, with real examples from across the dataset.