Foss, OK
How exposed is Foss to wildfire?
Out of every US place USFS scores, Foss lands at the 91st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 161 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Foss at the 91st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Foss's buildings actually sit
USFS classifies 70.2% of Foss's buildings as Direct exposure, higher than its 29.8% Indirect share and far above its 0% Minimal share — a profile where 113 structures sit close enough to vegetation that lot clearing matters most.
How Foss compares
Inside Oklahoma, Foss sits at just the 53rd percentile even though it scores 91st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Foss ranks 2,779 for wildfire risk (1 is highest) and 26,399 by building count (1 is largest). Within Oklahoma alone, it ranks 390 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Foss and the insurance market
Foss's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Foss's 70.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Foss's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Foss, see the exposure-zones guide.