Foscoe, NC
How exposed is Foscoe to wildfire?
Foscoe's 1,046 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Foscoe at the 68th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Foscoe's building exposure, zone by zone
1,046 buildings are counted in Foscoe, and 89% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Foscoe ranks
Foscoe's risk sits at a similar level relative to North Carolina (68th percentile statewide) as it does nationally (68th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Foscoe ranks 10,026 for wildfire risk (1 is highest) and 11,615 by building count (1 is largest). Within North Carolina alone, it ranks 250 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Foscoe and the insurance market
At the 68th percentile nationally, Foscoe carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Foscoe
Because Direct exposure dominates in Foscoe (89%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Foscoe's figures come from
Foscoe's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Foscoe's dominant direct exposure actually means, with real examples from across the dataset.