Fort Worth, TX
Fort Worth, TX's wildfire risk, in USFS's own numbers
Fort Worth sits at the 79th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 296,747 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fort Worth at the 78th percentile, close to its 79th-percentile risk score.
Where Fort Worth's buildings actually sit
USFS classifies 74% of Fort Worth's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 12.8% Direct and 13.2% Indirect — a landscape-level risk rather than a building-by-building one. At 296,747 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Fort Worth against the rest of the country
Fort Worth's 79th national percentile looks worse in isolation than its 59th ranking inside Texas does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Fort Worth ranks 6,569 for wildfire risk (1 is highest) and 12 by building count (1 is largest). Within Texas alone, it ranks 736 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Fort Worth
Fort Worth's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Even with 74% of Fort Worth outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Fort Worth's figures come from
Fort Worth's 79th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fort Worth's dominant minimal exposure actually means, with real examples from across the dataset.