Fort Washington, CA
How exposed is Fort Washington to wildfire?
USFS scores Fort Washington at the 63rd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 132 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fort Washington's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
Fort Washington's building exposure, zone by zone
Fort Washington rates 50% Minimal exposure against just 3.8% Direct and 46.2% Indirect — of 132 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Fort Washington ranks
Inside California, Fort Washington sits at just the 21st percentile even though it scores 63rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Fort Washington ranks 11,618 for wildfire risk (1 is highest) and 27,607 by building count (1 is largest). Within California alone, it ranks 1,237 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Fort Washington and the insurance market
Because Fort Washington is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
With 50% of buildings rated Minimal exposure, Fort Washington gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Fort Washington's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Fort Washington, see the exposure-zones guide.