Fort Valley, AZ
Fort Valley, AZ's wildfire risk, in USFS's own numbers
USFS scores Fort Valley at the 100th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,203 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fort Valley at the 100th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Fort Valley's buildings actually sit
99.3% of Fort Valley's 1,203 buildings sit in USFS's Direct exposure zone, roughly 1,195 structures close enough to burnable vegetation for flame contact, not just embers — 0.7% fall in the Indirect, ember-only zone and 0% are Minimal.
How Fort Valley compares
Fort Valley's risk sits at a similar level relative to Arizona (98th percentile statewide) as it does nationally (100th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fort Valley ranks 112 for wildfire risk (1 is highest) and 10,628 by building count (1 is largest). Within Arizona alone, it ranks 11 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Fort Valley's 100th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Fort Valley
With 99.3% of Fort Valley in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Fort Valley's 100th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Fort Valley, see the exposure-zones guide.