Fort Totten, ND
Fort Totten wildfire risk explained
Fort Totten sits at the 80th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 416 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fort Totten at the 81st percentile, close to its 80th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Fort Totten: 76% of its 416 buildings, versus 24% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Fort Totten against the rest of the country
Fort Totten's risk sits at a similar level relative to North Dakota (95th percentile statewide) as it does nationally (80th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fort Totten ranks 6,214 for wildfire risk (1 is highest) and 18,911 by building count (1 is largest). Within North Dakota alone, it ranks 22 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Shopping for coverage in Fort Totten
Fort Totten's 80th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Fort Totten (76%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Fort Totten's figures come from
The methodology guide shows exactly how USFS turned 416 counted buildings into the percentiles shown above for Fort Totten. The exposure-zones guide covers what Fort Totten's dominant direct exposure actually means, with real examples from across the dataset.