Fort Sumner, NM
Fort Sumner wildfire risk explained
Fort Sumner's 1,096 buildings earn a 67th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fort Sumner at the 69th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
1,096 buildings are counted in Fort Sumner, and 75.6% of them are Indirect exposure — ember-driven risk rather than the 24.5% in Direct exposure or the 0% rated Minimal.
Fort Sumner against the rest of the country
Fort Sumner ranks lower within New Mexico (37th percentile statewide) than its 67th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Fort Sumner ranks 10,472 for wildfire risk (1 is highest) and 11,305 by building count (1 is largest). Within New Mexico alone, it ranks 311 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Fort Sumner's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Fort Sumner
Because 75.6% of Fort Sumner's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,096 counted buildings into the percentiles shown above for Fort Sumner. For more on what indirect exposure implies beyond Fort Sumner, see the exposure-zones guide.