Fort Recovery, OH
Fort Recovery wildfire risk explained
Fort Recovery's 909 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fort Recovery at the 3rd percentile, close to its 3rd-percentile risk score.
Where Fort Recovery's buildings actually sit
Only 6.5% of Fort Recovery's 909 buildings carry Direct exposure and 0% carry Indirect; the remaining 93.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Fort Recovery ranks
Fort Recovery's risk sits at a similar level relative to Ohio (17th percentile statewide) as it does nationally (3rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fort Recovery ranks 30,679 for wildfire risk (1 is highest) and 12,648 by building count (1 is largest). Within Ohio alone, it ranks 1,054 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Fort Recovery
Fort Recovery's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 93.5% of Fort Recovery outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Fort Recovery's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Fort Recovery, see the exposure-zones guide.