Fort Mill, SC
Fort Mill, SC's wildfire risk, in USFS's own numbers
Fort Mill sits at the 53rd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 6,937 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fort Mill's burn probability — fire likelihood with no building count factored in — sits at the 56th percentile nationally.
Where Fort Mill's buildings actually sit
55.7% of Fort Mill's 6,937 buildings sit in USFS's Direct exposure zone, roughly 3,867 structures close enough to burnable vegetation for flame contact, not just embers — 43.4% fall in the Indirect, ember-only zone and 0.9% are Minimal. At 6,937 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Fort Mill against the rest of the country
Inside South Carolina, Fort Mill sits at just the 6th percentile even though it scores 53rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Fort Mill ranks 14,920 for wildfire risk (1 is highest) and 2,495 by building count (1 is largest). Within South Carolina alone, it ranks 446 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
What this risk score means for insurance
Fort Mill's elevated rating (53rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 55.7% of Fort Mill in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Fort Mill's 14,920-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Fort Mill, see the exposure-zones guide.