Fort McDermitt, NV
How exposed is Fort McDermitt to wildfire?
Out of every US place USFS scores, Fort McDermitt lands at the 99th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 199 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fort McDermitt at the 99th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Fort McDermitt's buildings actually sit
USFS classifies 100% of Fort McDermitt's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 199 structures sit close enough to vegetation that lot clearing matters most.
How Fort McDermitt compares
Fort McDermitt's risk sits at a similar level relative to Nevada (87th percentile statewide) as it does nationally (99th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fort McDermitt ranks 449 for wildfire risk (1 is highest) and 24,894 by building count (1 is largest). Within Nevada alone, it ranks 16 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
Shopping for coverage in Fort McDermitt
Fort McDermitt's 99th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Fort McDermitt
Fort McDermitt's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Fort McDermitt's figures come from
Fort McDermitt's 99th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fort McDermitt's dominant direct exposure actually means, with real examples from across the dataset.