Fort Loramie, OH
How exposed is Fort Loramie to wildfire?
USFS's Wildfire Risk to Communities model puts Fort Loramie at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 814 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fort Loramie at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Fort Loramie's buildings actually sit
USFS classifies 88.1% of Fort Loramie's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 11.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Fort Loramie compares
There's little gap between Fort Loramie's 3rd national percentile and its 16th percentile inside Ohio, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Fort Loramie ranks 30,746 for wildfire risk (1 is highest) and 13,512 by building count (1 is largest). Within Ohio alone, it ranks 1,067 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Fort Loramie
Fort Loramie's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 88.1% of buildings rated Minimal exposure, Fort Loramie gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Fort Loramie's 30,746-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Fort Loramie, see the exposure-zones guide.