Fort Gibson, OK
Fort Gibson, OK's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Fort Gibson lands at the 87th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 2,310 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fort Gibson's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Where Fort Gibson's buildings actually sit
Most of Fort Gibson's buildings (58.9%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Fort Gibson compares
Fort Gibson ranks lower within Oklahoma (36th percentile statewide) than its 87th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Fort Gibson ranks 4,200 for wildfire risk (1 is highest) and 6,676 by building count (1 is largest). Within Oklahoma alone, it ranks 535 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Fort Gibson's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 58.9% of Fort Gibson's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Fort Gibson's figures come from
The methodology guide shows exactly how USFS turned 2,310 counted buildings into the percentiles shown above for Fort Gibson. The exposure-zones guide covers what Fort Gibson's dominant indirect exposure actually means, with real examples from across the dataset.