Fort Garland, CO
Fort Garland, CO's wildfire risk, in USFS's own numbers
Fort Garland sits at the 45th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 325 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fort Garland at the 39th national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Fort Garland's building exposure, zone by zone
Indirect exposure is dominant in Fort Garland (84.6% of 325 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 15.4% sit in the Direct zone.
Fort Garland against the rest of the country
Fort Garland ranks lower within Colorado (12th percentile statewide) than its 45th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Fort Garland ranks 17,324 for wildfire risk (1 is highest) and 20,950 by building count (1 is largest). Within Colorado alone, it ranks 415 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Fort Garland
Fort Garland's elevated wildfire rating (45th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Fort Garland
With ember exposure the dominant pattern in Fort Garland (84.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 325 counted buildings into the percentiles shown above for Fort Garland. For more on what indirect exposure implies beyond Fort Garland, see the exposure-zones guide.