Fort Fetter, PA
Fort Fetter wildfire risk explained
USFS scores Fort Fetter at the 22nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 121 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fort Fetter at the 23rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
89.3% of Fort Fetter's 121 buildings sit in USFS's Minimal exposure zone, with only 10.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Fort Fetter ranks
There's little gap between Fort Fetter's 22nd national percentile and its 25th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Fort Fetter ranks 24,562 for wildfire risk (1 is highest) and 28,124 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,498 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 22nd national percentile, Fort Fetter rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Fort Fetter
Fort Fetter's 89.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Fort Fetter's 24,562-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Fort Fetter, see the exposure-zones guide.