Fort Dix, NJ
How exposed is Fort Dix to wildfire?
USFS scores Fort Dix at the 85th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 985 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fort Dix at the 84th percentile, close to its 85th-percentile risk score.
Where Fort Dix's buildings actually sit
USFS puts 75.7% of Fort Dix's 985 buildings in the Indirect exposure zone, versus 23.9% Direct and 0.4% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Fort Dix compares
There's little gap between Fort Dix's 85th national percentile and its 89th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Fort Dix ranks 4,794 for wildfire risk (1 is highest) and 12,040 by building count (1 is largest). Within New Jersey alone, it ranks 76 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Fort Dix's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 75.7% of Fort Dix's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Fort Dix's 85th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Fort Dix, see the exposure-zones guide.