Fort Dick, CA
Fort Dick, CA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Fort Dick lands at the 57th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 611 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fort Dick at the 60th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Fort Dick: 91.8% of its 611 buildings, versus 8.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Fort Dick compares
Fort Dick's 57th national percentile looks worse in isolation than its 15th ranking inside California does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Fort Dick ranks 13,511 for wildfire risk (1 is highest) and 15,678 by building count (1 is largest). Within California alone, it ranks 1,332 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Fort Dick's 57th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Hardening a home in Fort Dick
Because Direct exposure dominates in Fort Dick (91.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Fort Dick's figures come from
Every one of the two percentiles behind Fort Dick's 13,511-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Fort Dick's dominant direct exposure actually means, with real examples from across the dataset.