Fort Covington, NY
Fort Covington, NY's wildfire risk, in USFS's own numbers
USFS scores Fort Covington at the 15th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 955 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fort Covington at the 16th percentile, close to its 15th-percentile risk score.
Where Fort Covington's buildings actually sit
75.5% of Fort Covington's 955 buildings sit in USFS's Direct exposure zone, roughly 721 structures close enough to burnable vegetation for flame contact, not just embers — 24.5% fall in the Indirect, ember-only zone and 0% are Minimal.
How Fort Covington compares
Compare Fort Covington's two percentiles: 36th within New York, only 15th nationally — a gap of 20 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fort Covington ranks 26,760 for wildfire risk (1 is highest) and 12,271 by building count (1 is largest). Within New York alone, it ranks 831 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Fort Covington and the insurance market
Fort Covington's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Fort Covington
With 75.5% of Fort Covington in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Fort Covington's 26,760-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Fort Covington, see the exposure-zones guide.