Fort Campbell North, KY
How exposed is Fort Campbell North to wildfire?
Fort Campbell North sits at the 17th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,907 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fort Campbell North at the 19th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Fort Campbell North's building exposure, zone by zone
Fort Campbell North rates 62.6% Minimal exposure against just 15.2% Direct and 22.3% Indirect — of 1,907 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Fort Campbell North against the rest of the country
Fort Campbell North scores 17th nationally and 28th within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fort Campbell North ranks 26,092 for wildfire risk (1 is highest) and 7,746 by building count (1 is largest). Within Kentucky alone, it ranks 397 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Fort Campbell North and the insurance market
Fort Campbell North's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Fort Campbell North's 62.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Fort Campbell North's figures come from
The methodology guide shows exactly how USFS turned 1,907 counted buildings into the percentiles shown above for Fort Campbell North. The exposure-zones guide covers what Fort Campbell North's dominant minimal exposure actually means, with real examples from across the dataset.