Fort Belknap Agency, MT
Fort Belknap Agency wildfire risk explained
Fort Belknap Agency sits at the 85th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 621 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fort Belknap Agency at the 85th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Fort Belknap Agency's buildings actually sit
621 buildings are counted in Fort Belknap Agency, and 54.9% of them are Indirect exposure — ember-driven risk rather than the 45.1% in Direct exposure or the 0% rated Minimal.
How Fort Belknap Agency compares
Fort Belknap Agency ranks lower within Montana (62nd percentile statewide) than its 85th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Fort Belknap Agency ranks 4,820 for wildfire risk (1 is highest) and 15,545 by building count (1 is largest). Within Montana alone, it ranks 180 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
Fort Belknap Agency's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Fort Belknap Agency's 54.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Fort Belknap Agency's figures come from
Every one of the two percentiles behind Fort Belknap Agency's 4,820-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Fort Belknap Agency's dominant indirect exposure actually means, with real examples from across the dataset.