Fort Ann, NY
Fort Ann wildfire risk explained
USFS's Wildfire Risk to Communities model puts Fort Ann at the 25th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 262 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fort Ann at the 25th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 77.1% of Fort Ann's 262 buildings in the Indirect exposure zone, versus 22.9% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Fort Ann ranks
Compare Fort Ann's two percentiles: 51st within New York, only 25th nationally — a gap of 27 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fort Ann ranks 23,805 for wildfire risk (1 is highest) and 22,776 by building count (1 is largest). Within New York alone, it ranks 629 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Fort Ann
At the 25th national percentile, Fort Ann rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 77.1% of Fort Ann's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Fort Ann's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Fort Ann, see the exposure-zones guide.