Forrest, IL
Forrest wildfire risk explained
Out of every US place USFS scores, Forrest lands at the 2nd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 660 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Forrest at the 2nd percentile, close to its 2nd-percentile risk score.
Forrest's building exposure, zone by zone
Most of Forrest's buildings (95.5% of 660) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Forrest ranks
Forrest's risk sits at a similar level relative to Illinois (16th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Forrest ranks 30,818 for wildfire risk (1 is highest) and 15,058 by building count (1 is largest). Within Illinois alone, it ranks 1,217 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Forrest
Forrest's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 95.5% of buildings rated Minimal exposure, Forrest gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Forrest's figures come from
Forrest's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Forrest's dominant minimal exposure actually means, with real examples from across the dataset.