Forked River, NJ
Forked River wildfire risk explained
USFS's Wildfire Risk to Communities model puts Forked River at the 92nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 2,906 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Forked River's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Forked River's building exposure, zone by zone
Most of Forked River's buildings (59.7% of 2,906) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Forked River against the rest of the country
There's little gap between Forked River's 92nd national percentile and its 97th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Forked River ranks 2,423 for wildfire risk (1 is highest) and 5,578 by building count (1 is largest). Within New Jersey alone, it ranks 17 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Forked River
Forked River's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Forked River
With 59.7% of buildings rated Minimal exposure, Forked River gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Forked River's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Forked River, see the exposure-zones guide.