Forest Home, NY
Forest Home, NY's wildfire risk, in USFS's own numbers
Forest Home sits at the 8th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 154 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Forest Home at the 8th percentile, close to its 8th-percentile risk score.
What "at risk" means for the buildings here
Of Forest Home's 154 counted buildings, 67.5% carry Direct exposure and only 32.5% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Forest Home against the rest of the country
There's little gap between Forest Home's 8th national percentile and its 15th percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Forest Home ranks 29,129 for wildfire risk (1 is highest) and 26,711 by building count (1 is largest). Within New York alone, it ranks 1,090 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Forest Home and the insurance market
At the 8th national percentile, Forest Home rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Forest Home's 67.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Forest Home's figures come from
The methodology guide shows exactly how USFS turned 154 counted buildings into the percentiles shown above for Forest Home. The exposure-zones guide covers what Forest Home's dominant direct exposure actually means, with real examples from across the dataset.