Forest Hills, TN
Forest Hills wildfire risk explained
Out of every US place USFS scores, Forest Hills lands at the 21st percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,250 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Forest Hills at the 22nd percentile, close to its 21st-percentile risk score.
Where Forest Hills's buildings actually sit
98.2% of Forest Hills's 2,250 buildings sit in USFS's Direct exposure zone, roughly 2,209 structures close enough to burnable vegetation for flame contact, not just embers — 1.8% fall in the Indirect, ember-only zone and 0% are Minimal.
How Forest Hills compares
Forest Hills's risk sits at a similar level relative to Tennessee (6th percentile statewide) as it does nationally (21st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Forest Hills ranks 25,073 for wildfire risk (1 is highest) and 6,815 by building count (1 is largest). Within Tennessee alone, it ranks 473 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Forest Hills and the insurance market
Forest Hills's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Forest Hills
Forest Hills's 98.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Forest Hills's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Forest Hills, see the exposure-zones guide.